As The Leader Grows with Ken Joslin

Joey Muré | Escaping the Financial Matrix: True Freedom Beyond Wall Street

• Ken Joslin

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What if you could create enough passive income to cover your monthly expenses, giving you true financial freedom to spend your time as you choose? Joey Muré, co-founder of Wealth Without Wall Street, reveals how kingdom-minded entrepreneurs can escape the rat race without relying on Wall Street's traditional retirement model.

Joey shares his personal awakening moment when, as a successful mortgage broker, he realized he was physically present but mentally absent during family vacations – constantly telling his wife and daughters "I'll be right down" after one more call, only to join them hours later as they were leaving the beach. This disconnect became his line-in-the-sand moment that launched his journey toward financial freedom.

The conversation exposes how traditional financial planning creates what Joey calls a "scarcity mindset," where people spend decades building a "mountain of cash" they hope will last through retirement. Instead, Joey advocates creating passive income streams that provide freedom now, allowing entrepreneurs to live abundantly while making greater impact with their time and resources.

Through compelling stories like Sid, an excavator who created $50,000/month in passive income after a snow biking accident left him unable to work, Joey demonstrates how everyday people can transform their financial futures. He also reveals how banks privately invest billions in the same financial vehicles they publicly discourage customers from using.

For Christians, Joey addresses how the church has often poorly framed money conversations, creating either poverty mentalities or prosperity gospel extremes. Instead, he advocates viewing money as a stewardship responsibility that opens doors for greater kingdom impact.

Discover your unique "investor DNA" and learn how entrepreneurs can escape the financial matrix by using proven systems to create lasting wealth and freedom. Find resources to accelerate your journey at wealthwithoutwallstreet.com/astheleadergrows.

Welcome to the ATLG podcast I am your host Ken Joslin, former pastor turned coach & host of CREATE, the #1 Faith-based Entrepreneur conference in America. My mission is to help faith-based entrepreneurs become the best version of themselves by growing in our Core 5: Faith, Health, Relationships, Business & Finances. You can get more information as well as join our FREE Facebook group at https://www.facebook.com/groups/676347099851525

Ken Joslin:

Hey guys, welcome to another episode of As The Leader Grows. I am your host, Ken Joslin. I've got a treat for you guys today I've got my new Joey Muré. Boy, did I just rhyme? Did I literally just throw some Run DMC on you guys? Today? I'm super excited. Joey and his partner Russ they founded Wealth Without Wall Street. It's a way for kingdom-minded people really to establish and build residual income so that the residual income if you've read what's the book I'm looking for by Robert Kiyosaki Rich Dad, Poor Dad, wealthy people have residual income that earns more money than they spend. So you can be wealthy even if you don't have the $2,000 a month of residual income coming in. I love that my good friend Sharon Lechter is co-author on that book, so I talk to Sharon quite often. Joey, welcome to the show, my friend.

Joey Muré:

Dude, always a pleasure to be with like-minded people, so thanks for having me on. Yeah, I love that, dude. I'm not sure I love to be in the room with people who are talking about impact and, at the end of the day, Wealth Without Wall Street exists to help people get out of the rat race. Just like you talked about the rich dad, poor dad idea is to create, take your active income and turn it into passive income so that you de-risk all that. You are the only asset at work. You need to start getting your money to start actually paying for your monthly expenses, and the only way you can do that is you have to have a plan, you have to have a process, and we created the passive income operating system just for that reason to help thousands and thousands, mostly entrepreneurial people to figure out a way to stop putting money away into things like Wall Street that you can't touch or control and won't really provide any sort of freedom until you're 65 or 70.

Joey Muré:

And what do we want? We want the freedom today to spend our time how we want with whom we want, and man, we talked pre-call about our daughters. I have five daughters and, man, there's nothing more that I want to do than invest in them, and this is the time of life to do it. I'm not going to be able to invest in them when they're 40 or 50. Now, this is the time, and the only time I can buy my time back is if that money is constantly creating that freedom. So that's what we're about.

Ken Joslin:

What was the thing, Joey, that caused you to start this? What was the pain point or the problem that you saw that said, man, this needs a solution.

Joey Muré:

Well, I always go back to my family because that's one of my big whys. I was sitting there in the mortgage business. Actually, years ago, I was in the mortgage business for 11 years. I was a former mortgage broker, by the way, you were Okay. Well, you know then that you're a slave to that next phone call from those realtor partners, right? Well, it doesn't matter if you're on vacation.

Joey Muré:

And for me, I was at the beach and I distinctly remember these days, ken, where I'm sitting up in the condo, whatever right there on the beach. And I distinctly remember these days, Ken, where I'm sitting up in the condo, whatever right there on the beach, and my kids and my wife are like, hey, I'm going down to the beach. And I say, hey, girls, I'll be right down, I just have to take one more call. And what would happen, Ken? I would be three or four hours later walking down the boardwalk and I'm just, I'm like, just envision this.

Joey Muré:

There's the boardwalk behind the condo, I'm walking down the boardwalk and they're walking back, going back towards the condo because they're done for the day, and you could imagine the disappointment on their face that dad is physically with them, but mentally and emotionally I am light years away. I can't even be present because I'm stuck on the hamster wheel of active income, and if you're a business owner, you know exactly what I'm talking about. That's one of those moments that was just a draw a line in the sand. Say this can't be what it's all about, right? This is not freedom, this is not abundance. This is like I'm enslaved and I'm not going to keep doing that.

Ken Joslin:

What was the when you were like when that happened and you said I want to do something different. What led you to doing what you're doing now and explain maybe a little bit more to our audience about exactly what it is you guys do?

Joey Muré:

So I'll tell you, Russ and I actually got our start by reading a book called Become Your Own Banker, and this was in 2009 that I was still in the mortgage business. He was still a traditional financial planner, like a Wall Street guy. So he's made 180 degree turn.

Joey Muré:

I've made 180 degree turn from the big bank world and we've read this book, and it started with the idea that you just have to start thinking like a bank, and part of that is taking back control of your finances and no longer abdicating that responsibility to Wall Street or somebody else. This is what you've been entrusted with. Like these funds, you're a steward of them. But what we've been duped into thinking with the Wall Street mindset is that, man, we're not smart enough, we don't have enough degrees Like, we don't understand all these complex financial modeling, portfolio theory garbage, and the problem is so what we do? We just hand it over to somebody else.

Ken Joslin:

They can manage this for me.

Joey Muré:

Right, They've duped us and say you know what the answer is retirement. You need to start stacking up cash until you're 65 on this mountain and then eventually you'll be able to start taking dollars off the top of that mountain and just hope that they don't run out before you die. But, Ken, I'm going to tell you that's the most scarce prospect of all time. It goes against everything that we understand, and I'll give you an example. I was at the beach and all my stories around the beach Ken.

Ken Joslin:

I love the beach, bro, I'm all about. I want the invite next time. I'm coming with you.

Joey Muré:

Okay, Cape San Blas, that's where I go Like I love. But I'm sitting there, I have my shirt on there. It says Wealth Without Wall Street. And this older lady comes walking up and she says, uh, tell me, tell me, what is that? And I said, what? The Wealth Without Wall Street? She said, yeah. I said, well, that's my company. She said, well, what do y'all do? I said, well, we teach people different passive income opportunities and how to create your passive income operating system. And she says, hmm, she's super interesting. Well, we just retired and I hope it's enough. That was her. So think about that.

Joey Muré:

Like, this is one just off the beaten path conversation. But what I gathered from that one comment was this what did she have to do to get to retirement? She was just stacking up cash. She was trying to live scarce so that she could save enough. And then she gets to the pinnacle. Like you think about it Retirement. I am at the pinnacle. This is the goal I've been looking for and we believe the lie that we're going to all of a sudden start living abundantly. I'm going to travel all the time, I'm going to go see my grandkids, I'm going to do this, I'm going to do that. And what did she say I kids, I'm going to do this, I'm going to do that. And what did she say? I hope it's enough, so good. So do you think that person that says that is going to be living any more abundantly than before?

Ken Joslin:

No, Probably even more of a scarcity mindset than she ever did.

Joey Muré:

Yeah, a hundred percent A hundred percent, and so I'm just telling you that the alternative, when you start taking control of your finances and you just really start with the most simple and most basic, if you go away from this podcast with one thing, the only thing I want you to hear is if your passive income exceeds your monthly expenses, you're financially free. This is the scorecard right. You don't need Wall Street, you don't need some financial advisor that has ratings and degrees and all that stuff. If you can create more passive income than month expenses and you can keep track of that, like right now. You said it very clearly If you make $2,000 a month passive income and your expenses are $10,000 a month, you're 20% of the way to financial freedom.

Joey Muré:

That's easy math. This is not hard. The hardest part is becoming an investor to say what am I going to take this money I'm going to go do and that's what we're about is we're trying to help people to see. One, how simple it is. And then two, equip you with're on to something like this is going to work.

Joey Muré:

Well, I'll tell you, I wish it was, you know this way, cooler story, ok, but I can't be anything but honest. When we first started this journey, the only thing that we could see and I think of it like a long tunnel, Ken, you know you're at one end and you're looking out the other end and you could just see this little bit of light right, it's like a hole. You can see the end of that and there's just a little bit of light at the end of the tunnel. But as you start walking down that tunnel, all of a sudden that hole, that view, comes into much bigger and all of a sudden is way brighter all this stuff as you get closer to it.

Joey Muré:

Well, for us, the end of the tunnel was starting this whole concept called the infinite banking concept. That was what's in that book Become Your Own Banker. And really all it was is to say man, you need a system to start putting money into your control. Stop putting in IRAs and 401ks and 529 plans and all these garbage alphabet soup that Wall Street is trying to dupe you into. Right, just put it into the right system. So now you have access to cash. And that's what we started with.

Joey Muré:

Ken, I'm just being honest. We started stacking up cash in these really like specifically structured whole life insurance contracts, and as we did that, it begged the question what do you do with it? And if you ask me, in 2010, when I started, the only thing I could think of is maybe buy a piece of real estate or you start lending it to people, because I was in the mortgage business. Those are my only two things I could think of. But when we started our podcast in 2017, we started asking the question to people that did know what to do with it and that started our journey to becoming investors, because we were not investors before that. We were just good stewards of putting capital in the right place, but it took an education, it took a process to figure out. Man, what do we start doing with this? And we started asking people that were way smarter than us, and that changed everything. So I don't know if that was what this climactic story you're looking for.

Ken Joslin:

I mean sometimes dude listen, nate, and this climactic story you're looking for. But I mean sometimes, dude, listen, nate and I. We recorded a podcast today in here, before before you came on, and you know, I just told people, I just gave people permission. I'm like, listen, we started this five years ago. My studio is great. It looks awesome in here. I had a janky step and repeat banner that had wrinkles. It was terrible. My microphone was terrible. I said my favorite Jim Rohn quote is speed increases focus. The more you move in the direction of the vision that God's put in your heart, the more things become in focus and you're like ah, I didn't know that. Let me add that. Ah, this is a little different. Let me change this goal or this bullseye that I'm aiming for. No-transcript, give me some success stories.

Joey Muré:

Well, I'll tell you a couple of people. Just come to mind right away. It's people like Sid, one of these guys that called us up one day. He's like hey, I heard you guys help people set up these infinite banking policies. You know this is a foundational thing. And again, he didn't know what he was going to do with it at the time, just like I mentioned Russ and I didn't know. But he was an excavator, worked for a family business up in Utah and his wife was a nurse full time. And as we started talking, he's like man, I'd really love to eventually one day retire my wife. She wants to be home, she wants to help our children grow and all this sort of thing and homeschool, and he's like that would be great. Well, it wasn't an immediate thing, but as he started to put capital into his again his control he called me up. This is a dramatic story, but he said he had been out snow biking. Do you know what I'm talking?

Ken Joslin:

about? No, not at all.

Joey Muré:

It's like a motorcycle. Uh-uh nope, like a motorcycle with a snow ski. I love Salt Lake City.

Ken Joslin:

I love Salt Lake City. I go several times a year, just not when it's like three feet of snow on the ground.

Joey Muré:

Well, he literally said this is what he and his family loved doing. Yeah, he ends up getting in a wreck on the side of a mountain and broke his leg. It was him and his brother and he's laying there on the side of the mountain waiting to be airlifted out. And you know what his first thought was? He was like man, I need to start creating some passive income quick. Here I am an excavator with a broken leg. I'm not gonna be able to provide like I had intended to. And guess what, ken, there's a lot of people right now listening to this show who are in the same position, but they've not had the incident. So good, right. And guess what he said? He said man, I've been listening to y'all's show.

Joey Muré:

You talked about this land flipping business with Mark Podolsky, thelandgeekcom. And he said I think I just got to start down this process. Well, I'm going to save you all the details, but long story. Within 18 months, the dude has created $15,000 a month from buying pieces of raw land and flipping them on owner finance notes to retail buyers. His wife gets to get home from nursing that's his first job, right? She gets retired. Secondly, they get up to $50,000 a month in passive income. He's no longer required to do any excavation work with his family. He does it from time to time for fun, because he enjoys it, but he's able to be engaged with his family and they're all home. All because he took control, he put capital in the right location and he educated himself on a process that then became this massive opportunity for him to accomplish all his goals and get us all his freedom back. That, to me, is one of the greatest examples of what we've been able to see.

Ken Joslin:

What do you say to somebody who's listening to this, joey, and they're like this can't be real. Because I'm telling you, the first time I heard Ron D Lee share this, I was like, oh, it's almost like I don't know if you know who Gary Brekka is. Gary's one of my closest friends. He's been like through this my whole health journey. I've lost a hundred pounds in five years and I met Gary about about six months into that process and it's like the first time I sat in Gary's condo in May of 2021. And he talked about how diabetes. We're the only country in the world that calls Alzheimer's and dementia Alzheimer's and dementia. Every other country in the world that calls Alzheimer's and dementia Alzheimer's and dementia. Every other country in the world calls it diabetes three. They don't even call it Alzheimer's and dementia because they understand it's diabetes. It's the brain going after the sugar salinoid plat builds up in the synapse and you can't access your memory.

Ken Joslin:

I'm sitting there listening to Gary and I'm like dude. I've never heard this before and it's the same thing. People hear this. When I heard Ryan D Lee share this, I'm like dude, what are you talking about? What do you say? Because people are going to be listening to this and they're like dude, I and I know we did a and we'll drop this in the show notes as well. Guys, just for us it's wealthwithoutwallstreetcom forward slash as the leader grows and we'll drop it in the show note. But what do you say to people? Because people hear this, bro. They're like there's no way.

Joey Muré:

Yeah Well, I'll give you my personal example, because I don't think there's any better one. I was working in the mortgage business at Wells Fargo. Okay, and I'm sitting there, I'm reading this book Become your Own Banker. I'm learning this concept and it's talking about strategically designed whole life insurance policies. So what do I do?

Ken Joslin:

I do my due diligence.

Joey Muré:

I start going around to the different VPs, the executive VPs in the bank in our town here in Birmingham Alabama, our town here in Birmingham Alabama and I start asking them hey, you know, I know you guys are involved in all sorts of like high level business, banking relationships and and so on and so forth Like tell me, what do you think about this idea? Like putting cash into these life insurance policies and building up cash value and and then leveraging those to buy assets and stuff like that? And you know what every one of them said. They said that's a terrible idea. Everybody knows you don't put money in life insurance. That's a bad, that's the worst idea you could ever do. And then what was so funny and ironic about this is I looked at the FDICgov, at their balance sheet at Wells Fargo and simultaneous, simultaneous to this conversation with the highest level people I knew at the bank that Wells Fargo is putting $19 billion into cash value life insurance.

Joey Muré:

As a comparison, that sounds like a lot of money, and it is, but in all of their real estate holdings they only had $8 billion. So think about that. They have more than double the amount of real estate holdings in cash value life insurance, and these are the people who are being insured by the bank telling me it is a bad idea. So if you think that this is crazy I've never heard of this you're not alone. Number one, in fact, it's uncommon advice, and what you normally hear is very common advice. It's very common strategies and very common results come from common advice and strategies. So you have to level up your thinking and see what is the bank doing, not what the bank is saying. Okay, because the bank is constantly working for the bank's benefit, not for yours, and so is Wall Street. So I don't mean to be, like you know, crazy, but that was an aha moment for me that I think you got to start getting outside of the main, like the just common circles to get uncommon.

Ken Joslin:

It's the same thing. Like you know, when I heard Ryan talk about this first time and I heard Gary talk about health the first time, I'll never forget sitting in Gary's living room and he goes, hypothetically speaking, if you came to me and said, gary, I want you to put me on a diet that would guarantee that I had diabetes in the next three to five years, I'd take you right over to the American Diabetes Association and I'd put you on the recommended diet and in three to five years you would have diabetes, I was like what it was like I was in the matrix, bro. It's like I took the red pill and I woke up and I'm like what is going on? And it's the same thing with finances. Tell me real quick about you and Russ's passion to help people escape. I was called the Matrix to help people escape and understand Because people at that level I mean.

Ken Joslin:

I've been to Ryan's house. I've worked out together. I talked to him yesterday. We're close. I've been to his house in Lehigh. By the way, he just broke his ankle snow skiing and had to have surgery last week. He's going to be in Atlanta next week for the NCAA tournament. He has a bunch of clients and I'm going to be hanging out with him, but I've been to his home. I've seen the passion that he has for people. Talk about you and Russ's passion for doing what you do Russ's passion for doing what you do.

Joey Muré:

Well, I think it all boils down to man. We don't necessarily lead with this everywhere, because I don't know that it's. I don't want to confuse people that this is a Christian idea, necessarily. But, man, there is a real passion for impact and I believe, at the end of the day, entrepreneurs and business owners and really highly paid professionals are same way. They have so much to give in this world, but so many times we're doing things unnecessarily and unknowingly. That is actually putting us in more of a financial jail because we just think that this is what we're supposed to do. And so ultimately, man, if you can steward the gifts and I'm talking about all the gifts, but financially is where we really hone in If we can help you unlock and steward the wealth and the opportunity that God has given you, all of a sudden man, you can become who you were created to be. And I'm not saying that what you're doing now is not worthwhile or anything like that, but I guarantee you right now, if I asked you, what would you be doing if your calendar was your own?

Joey Muré:

There's a lot of things that you leave off the list because you just cannot get to them. You don't have the bandwidth or the ability to give back at the level that you want to, and this one idea being able to be financially free, create more passive income out of the active income that you have it just makes sense to make the most of every opportunity that we've been given. All of these resources we're stewards of and time is one of the most amazing things that we give up constantly because we don't have another option. So that, to me, is what's super important. We have a lot of people that are not Christians that work with us, for sure, but man, anytime that we get the opportunity to help somebody steward what they've been given, I think that's you know, it's amazing.

Ken Joslin:

We're talking about this conversation. We're in the middle of like a two or three week series. In our online ecosystem our communities that we have at GSD and we're talking about finances line ecosystem our communities that we have at GSD and we're talking about finances. We're talking about wealth and what it looks like wealth from a kingdom perspective, a correct kingdom perspective. Let me say that God's not this big Christian lotto where you give and you're going to get Again. There's nothing wrong with the car, nothing wrong with the watch, nothing wrong with the beach house, nothing wrong with any of those things. But that's not why we go after finances. We go after finances so we can be obedient and steward. You said steward, I talked about it this morning. We don't own. As a Christ follower, I don't own what I have. I manage that for God and as I manage that well, god promises Matthew 25 in the parable of the talents. He promises to give me more, so I can then, in turn. I was sharing this this week.

Ken Joslin:

I was at a. I was at prayer Saturday morning at my church and the associate pastor comes up. He actually went to Hollins college with my daughter, who's on staff there in Birmingham. Kevin was on staff at Hollins for several years and I said dude, how are you doing? Good man, ministry's great, blah, good man. I went, how are you really doing? Like, I know how hard ministry is, it's the hardest thing I've ever done.

Ken Joslin:

And I said when's the last time you took your wife out on a date and he goes? It's been about three or four weeks and I said he goes, man, money is tight. I said I get it, dude, send me what you're doing, I understand. So he sent me his Venmo. I forwarded over to my executive assistant. I said send him 200 bucks babysitter dinner. You and your wife go have fun, like, like that's the reason God gives us. What he gives us is so we can do things like that and fund the kingdom and do the things that he desires for us to do. Um, stewardship is a is a huge deal. Obviously, being a Christ follower, it's a big deal. Um, can I add something? Yeah, yeah, a hundred percent.

Joey Muré:

Okay, this is. This is something cool I think the Lord really revealed to me years ago around the, the talents conversation. You know people sometimes they think that that whole conversation, you think about the, the, the one talent, um, steward, right, and I never really looked at this, but I started to really dig into this at one point and he says in there, I thought you to be a harsh master, right, and so I was fearful and I hid the money and I just hoped, essentially hoped for the best, basically, and what did the steward say?

Joey Muré:

I mean not the steward, I'm sorry, the owner said he said you knew me to be a harsh master right, which was actually kind of tongue in cheek, because he was, in fact, the guy did not know the master. That that's what really came out of that. And the second thing he said you lazy and wicked servant. So here's the, here's the real call to action. If you've been afraid of becoming an investor, you're like man, I just rather give this to somebody else. It. It's not an option, guys. You are called to be a steward, and that means man. I got to take action, I got to be involved. Nobody would ever say you know what? You don't really know how to be a good dad, because you didn't have a good model and you never went through a class on being a good parent. Well, you should just let somebody else do that. That would never happen, right? Or your health, yeah. Or your health right.

Joey Muré:

But you say, well, I don't know how to eat, well, I don't know how to work out, I'm just going to let somebody else. No, nobody, it's your health, it's your family, it's the money that was entrusted to you family, it's the money that was entrusted to you. Man guys, we have to take back control, we have to take action, we have to be educated on becoming an investor, if we're not already. And I'm just telling you, I want to call you to that because there's a lot more abundance on the other side, not just because, oh, man, I make more money. It's being able to do things, ken, like what you're talking about man, being able to invest in others, and just so much stronger.

Ken Joslin:

One of the things I think, joey, I was sharing today. I don't know if you've read Making of a Millionaire Mind by T Harbecker or the Complete Works of Frances Scovel Shinn. She wrote that in 1925. I don't believe she's a believer, but there's a ton of scripture all through the book and it's just very, very, very good.

Ken Joslin:

When it comes to mindset around money. Well, t Harv Ecker, I'm pretty confident he's nota believer. But in there he talks about your money blueprint and it comes from your earliest memories of money. And one of my earliest memories from money was my dad had sent my mom a check for child support and in the memo he wrote superfluous funds. That's how I learned the definition of superfluous and my mom which, if you're a mom and you're divorced, I don't recommend you do this but my mom, to get back at my dad, showed me I was like eight or nine and that was the oh. So she had to teach me what the definition was no-transcript.

Ken Joslin:

And if we go back into our money blueprint, I think a lot of people think, well, there's no way I can invest or there's no way I can be at 15 grand a month, or 50, or five for that matter, because their money blueprint and the way that they think about money is so corrupted from when they were children. They were children. What's some of the things that you tell the people you work with about what T Harv Eker and Secrets of Me and Her Mind would say their money blueprint.

Joey Muré:

Well, I don't know if I can go into a whole lot of detail here, but I want to share one thought especially. We're talking to people who are believers. The church has done a ridiculously bad job talking about money, and I'll just quote you a couple of things that come to mind. Like, have you ever heard people talk about, you know, it's impossible for a rich man to get into heaven. It's like a camel going through the eye of a needle, right. And so you read that and you think, without context. You're like well, I don't want to be that guy, right. And so what?

Joey Muré:

You read that and you think, without context. You're like, well, I don't want to be that guy, right, I don't want to be the rich guy, because I mean, I don't want to be not getting into heaven. Well, the context of that is it's impossible for man to get to heaven. Period, period. I don't care if you're rich or not, which, by the way, what does rich mean? If you're in the Middle East, is rich the same as it is in Georgia or Alabama or California. We have this idea that there's a rich number that we just have come up with that I don't want to be that person, because the Bible says that that's going to be impossible for me to get in heaven. The actual, the idea is man. We in America are richer than 90 something percent of the world at 30,000.

Ken Joslin:

The 30,000 is the top 1% of everybody in the entire world is the top 1% of everybody in the entire world.

Joey Muré:

So, okay, is God ever in the Bible talking about a checklist of oh, you have to stay under this amount of money, or else you can't be a Christian, you can't go to heaven? No, he's always talking about your heart. Jesus was always talking about your heart and money one of the things he talked about the most, because it reveals the heart unlike anything else. And, man, I'll tell you, I could keep talking about this for days, ken, but the big thing is I want to say, man, that money blueprint. If you've been a believer growing up in the church, you got to unlearn a lot of stuff around money because it was poorly positioned. The context is way off and, man, just think about it as it's a great thumbprint on your heart. Money is always a thumbprint on your heart. It's never a dollar amount that keeps you from heaven or anything.

Ken Joslin:

In the church we've done one of two things. It's either the stay away from money, almost the poverty mentality, because it's terrible all the way to God's this cosmic roulette wheel guy, and if you put enough money on the right one and you hit it, then God's going to bless you and he's not either of those. When you go into Matthew 25, and I love what you said about the steward on the one talent God, you've given me this money. I've talked about it now for two weeks in our online community. God, you've given me this money. What do you want me to do with it? Like, what do you have? Because, listen, number one, you steward, it doesn't belong to you, it belongs to him. But, god, what would you have me do with this money? And I think when you get to that point, then it stops becoming about.

Ken Joslin:

Let me say this I don't think you can live a life where you're like, okay, god, what do you want me to do with your money, your resources you've given me, and have a scarcity, poverty mindset at the same time. I don't think you can have both of those things at the same time. Dude, listen, I know we've got this wealthwithoutwallstreetcom forward slash as the leader grows. I almost said my own website on there. You've got some resources on there, guys. One of them is literally a free quiz. One's just resources, tools, guides, how to accelerate your journey to financial freedom.

Ken Joslin:

I'm not selling anything, guys. I don't have anything to sell you on here. I would just encourage you to go, listen, go, look, just be inquisitive. God, what does this mean for me? I have, and first time I ever met Joey. I have so many people in my life doing the exact same thing that Joey's talking about and I've seen God just work on their behalf in an amazing, amazing way.

Ken Joslin:

Now I'm watching them be able to give and be givers at the level and I said this before, joey like, the spiritual giving is a spiritual gift. Out of the 24, 26 spiritual gifts we get in the New Testament, one of those is giving, and you can have the spiritual gift of giving and not necessarily have the resources to be able to do what you want to do, like you can still be a giver and not have the resources, but it's about getting your mindset in alignment with what God wants you to do and understanding. Listen. Without knowledge, people perish, like without vision. You've got to have the right information. Two things get you to the next level right relationship. And the right information gets you to the next level every single time, joey, last thoughts for our audience, my friend.

Joey Muré:

And one thing that I left out, that I want to just encourage people to do this has been a game changer for us Is we recognize that man, god, has created each of us differently, to see the world differently, to give resources and experiences differently, and it affects what you should invest in. Okay, so what I'm saying is most people they hear about Wealth Without Wall Street, they say, hey, joey, so what should I invest in if I don't invest in Wall Street? And I say, well, it's less about what you invest in. It's who are you as an investor? And they're like what do you mean? I'm like you have a unique investor DNA profile that you need to understand and what I'm talking about. We built this whole profile. So if you engage with our stuff, you'll eventually get to this profile that you can take. It's a quiz. It actually is based off of the DISC profile. If you're familiar with the D-I-S-C and man, if you're a DI, you should not invest in the same things as an SC I'm a DI, or as a CS. Well, I figured you're a DI, I'm an SI and guess what, we should be invested in different things and it's because we're going to actually go faster when we invest in the things that really give us life, that we have an engagement in.

Joey Muré:

And I'll give you an example. Russ is an ID and he invested in a just a rental property in his college town in Auburn. And he is like man it was, it was fine, I mean, money was coming in, somebody else is managing it, it was hands off, but it was boring as sin and I didn't want to keep doing that, and so I just quit investing in those type of things and probably lost five to 10 years that he could have been investing in something that was much more in line with him, more in line with him, and so, anyways, I'm not going to go into all the details, but if you get a chance, take that, because that's another step on your journey to really figuring this out, because some people are like, okay, sounds good. Joey, how do I start? Go get your profile and then start down the path, because it'll help you kind of filter down. I think we got like 16 or 18 different passive income matrix that you can figure out which one might be a good fit for you.

Ken Joslin:

I love that In the bottom of my planner I created about three or four years ago, there's a quote right here and it says get in rooms with people who think bigger than you do. And guys, proximity really is a cheat code. When you get around the right people and I've said this a million times, like every time in our core five areas faith, health, relationship, business or finances every time you go to the next level in any of those areas, it is always tied to a relationship. It's somebody that God's brought in your life. Psalms 37 says the footsteps of a righteous person are ordered by the Lord. Like when you get around the right people and guys, if you're listening to this podcast, this is the right people. Jump on there.

Ken Joslin:

Wealthwithoutwallstreetcom forward slash as the leader grows. We'll drop the link in the show notes and you can check it out. But just take action. Like, don't wait, don't just sit and listen to it and think what would that look like? Go ahead and take action. Go and listen to it and think what would that look like? Go ahead and take action. Go ahead and take action, joey. Thank you, my friend, for being with us today.

Joey Muré:

Dude, it was a pleasure to be here and, man, god bless you. Can't wait to see you.

Ken Joslin:

I'm coming to Birmingham next week. We're going to hang out. We'll go hit Perry's happy hour between 4 and 6 pm. Guys, thank you for joining us. Advise the Leader Grows, listen. We would love to connect with you and one of the ways we do that is growstackdrivecom forward slash free. Growstackdrivecom forward slash free.

Ken Joslin:

I got a text this week from my good buddy, brendan Burchard. I saw him he's doing an event with my other good friend, ed Mallette, and I text Brendan a text and he goes. Dude, tomorrow's my birthday. He goes hell. No, he goes. I'm giving all of my resources that I had behind my paid wall. I'm giving them all away for free. And I started just texting back. I said dude, I love that that you would do that. Well, guys, we've been doing that since day one. Literally every resource we have every create conference recording friends like Erwin McManus and Brenda Bruchard and Ed Mallette, john Maxwell and Gary Brekka, myself, my team. It's just an unbelievable library of five separate Create conferences. All of that stuff's free. Our courses on mindset strategy, leaders everything's free. Growstatdrivecom forward slash free. We would love to connect with you. And again, our mantra is great leaders want something for people, not from people. Love you, see you next week, dude.